7 Benefits of Having Renter’s Insurance

benefits of having renter's insurance

Summer Pointe is a safe place to live, filled with wonderful people and caring employees. We’ll always work hard to make sure that your time here is fantastic. Sometimes, though, accidents happen—and no one can control them. That’s why it’s important to think about the benefits of having renter’s insurance.

Property Damage

Security deposits help cover property damage. Sometimes, a mischievous pet or an accident can cause harm to your apartment. Renter’s insurance can cover property damage costs.


It’s rare, but it happens. If the worst comes to pass, your renter’s insurance can help you get the money you need to replace your belongings after a theft.

Low Prices

Let’s pause. How much do you think renter’s insurance costs over a year? Car insurance can run hundreds or thousands of dollars, but don’t worry—renter’s insurance is not as pricy. In fact, it usually costs in between $100 to $200 per year. Divide that by 12, and you’ll be paying the cost of a sandwich, chips, and a drink on renter’s insurance each month. That’s so much easier to fit into a budget!

Wind and Fire

Dramatic weather can cause damage. Renter’s insurance will help you get back on your feet in the event of weather-related damage. Additionally, if you have to stay in a hotel after a disaster, your renter’s insurance can pay for that too.

Off-Property Damage

What if your friend doesn’t have renter’s insurance, and you accidentally cause some off-property damage at his or her place? Well, your renter’s insurance may help out there too!

Covering Liability

Unfortunately, sometimes people trip and fall or get hurt. Occasionally, that can also mean medical bills or insurance claims. Protect your guests—and yourself—with renter’s insurance. It can cover liabilities and lawsuits!

Peace of Mind

Everyday life comes with everyday stresses. Though we make your life as simple as possible at Summer Pointe, one of the benefits of having renter’s insurance is peace of mind. That way, if accidents happen, you don’t have to worry about the price tag that comes with them.


Staying at Summer Pointe means an automatic peace of mind. One of the final benefits of having renter’s insurance is that you’re going the extra mile to make your time in our community as perfect as possible. Of course, the choice is completely up to you! We don’t require any of our residents to purchase renter’s insurance.

If you’re still looking for a place to call your own, we’d love to welcome you to Summer Pointe! Visit our website to learn more about our apartments or call us at (704) 903-6577. Plus, for more on apartment living, check out our blog!

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